Terms of Service

1. Services Provided

AMR SOLUTIONS provides:

Credit Repair & Restoration

Financial Consulting & Education

Business Credit Development

Services are delivered in compliance with applicable laws, including the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA).

2. Client Responsibilities

Clients agree to:

Provide accurate, complete, and truthful information

Respond promptly to communications and documentation requests

Not use our website or services for fraudulent or unlawful activities

3. Payment and Refund Policy

All payment details are provided prior to service initiation. Refunds are issued according to the terms in your service agreement and in compliance with Alabama state law and federal regulations.

4. No Guarantee Disclaimer

While AMR SOLUTIONS works diligently to achieve positive outcomes, we cannot guarantee any specific credit score increase or financial result. Each client's success depends on individual credit history and participation.

5. Intellectual Property

All content on this website—logos, design, text, and media—is the exclusive property of AMR SOLUTIONS and cannot be reproduced or used without written authorization.

6. Limitation of Liability

AMR SOLUTIONS is not liable for any indirect, incidental, or consequential damages related to your use of our website or services. Liability is limited to the amount paid for the specific service rendered.

7. Termination of Services

We reserve the right to suspend or terminate services for clients who violate these Terms, provide false information, or fail to meet payment obligations.

8. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Alabama, without regard to conflicts of law principles.

9. Changes to These Terms

We may update or modify these Terms at any time. Updates will be posted on our website, and continued use of services after such changes constitutes acceptance.

10. Contact Information

For any questions or concerns regarding these Terms:

11. SMS Messaging Terms

Description of Use

AMR SOLUTIONS sends SMS messages to users who provide prior express consent through our website opt-in forms. Messages may include service-related notifications such as appointment reminders, onboarding updates, account alerts, document requests, billing notices, and security messages. Messages may also include promotional communications such as service announcements and special offers.

Opt-Out Instructions

You may opt out of SMS communications at any time by replying STOP to any message. After opting out, you will no longer receive SMS messages unless you re-subscribe.

Help Instructions

Reply HELP at any time for assistance or contact our support team directly.

Message & Data Rates

Standard message and data rates may apply depending on your mobile carrier plan.

Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.

Age Restriction

SMS services are intended for individuals 18 years of age or older.

For more information about how we collect, use, and protect your data, please review our Privacy Policy .